Share on Facebook Share on Twitter Share on Google+ Share on Linkedin In a world moving quickly, property casualty insurers need to keep their products up-to-date in a timely way, while taking advantage of new technologies used to deliver them. According to Mark Brannon, a Principal at Merlinos & Associates, keeping up with the competition and other changes in the marketplace is a challenge. Many carriers are partnering with companies with advanced systems and providers like AAIS so they can leverage the latest developments in products and Insurtech services to take advantage of the flexibility they are building into their products. Mr. Brannon sees a leveling of the playing field because of the many changes underway. Small and medium sized carriers are able to target specific customer niches, taking advantage of Smart Home and new automobile technologies to determine rates like larger carriers do. It provides profitable growth opportunities.