In highlights from a recent “First Monday” episode, A.M. Best Managing Director, Analytics Greg Carter discusses the top issues affecting the European insurance markets, including technology, product design and regulation.

According to Mr. Carter, there are several overarching issues impacting the UK and Europe markets, including the fragile economies in the Eurozone amid shifting regulations. He sees long-term opportunities for insurers in trends like the aging populations, particularly for the life and savings arena. While people are living longer lives and better lifestyles, they are dealing with longer-term health issues that emerge as a result. Mr. Carter sees opportunities for services supporting long-term retirement incomes and also health type products. He believes that many developed and mature markets have economies that cannot afford to support their aging populations. Mr. Carter also talks about how technology is impacting European insurers.

For more analysis of the European insurance market, visit the A.M. Best website.

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