WRIN.tv’s Monday Morning Headlines, compiled by SNL Insurance, is a video digest of the news you need to know about the U.S. Insurance industry. Today’s Monday Morning Headlines: FIO sees cyber insurance as deterrent to cyberattacks…u/w guidelines coming Aon Benfield says winter weather losses could top $1 billion Sharp premium decline affects Citizens’ net underwriting income Deloitte reports reinsurance M&As could hurt Lloyd’s eHealth cuts staff as a result of low membership Progressive personal lines announces management changes For more on the stories featured in this edition of Monday Morning Headlines, follow the links below to the full reports on SNL Insurance: FIO developing cyberrisk-underwriting principles, mulling possible claims database Insurers may tally fewer losses despite winter’s ‘historic’ cold, record snow Citizens’ shrinking top, bottom lines a sign of Fla. private market’s rise Deloitte: Reinsurance M&A wave a ‘double-edged sword’ for Lloyd’s market eHealth stock continues to tumble after unveiling cost-saving plan Progressive names personal lines president, COO Bonus Stories: ING made more than $7B on sale of Voya shares LTC reinsurance agreements among affiliates impact 2014 statutory results SNL Insurance is a premier provider of insurance news, data and analysis. For more information about SNL’s insurance news coverage, visit the SNL Insurance website.